How Advisor Annuity Pro® collects, uses, and protects the personal information of our subscribers, visitors, and users.
Advisor Annuity Pro™ ("Advisor Annuity Pro," "Company," "we," "our," or "us") respects your privacy and is committed to protecting the personal information of our subscribers, visitors, and users.
This Privacy Policy explains how we collect, use, disclose, store, and protect your information when you use the Advisor Annuity Pro website, mobile application, and related services (collectively, the "Platform").
By using the Platform, you acknowledge that you have read and agree to this Privacy Policy. See also our Terms and Conditions.
Advisor Annuity Pro® is a subscription software platform for licensed insurance and financial professionals. We are headquartered and operated in the State of California, United States, and our data processing is performed in the United States by us and by our United States–based service providers.
For purposes of California privacy law, Advisor Annuity Pro is the business that determines how the personal information described in this Policy is collected and used.
We may collect information that you voluntarily provide, including:
Payment card information is processed securely by our third-party payment processor (such as Stripe). Advisor Annuity Pro does not store your full credit or debit card numbers.
We use your information to:
Advisor Annuity Pro provides access to educational materials, market information, index performance data, historical illustrations, financial calculators, AI-generated insights, carrier information, and other research tools.
All market data, historical index performance, future projections, AI-generated analyses, hypothetical illustrations, and forecasting tools are provided solely for educational and informational purposes.
Such information:
Financial markets are inherently uncertain, and future market performance cannot be predicted with certainty. Users remain solely responsible for evaluating product suitability and verifying all information before presenting it to clients.
Advisor Annuity Pro is not responsible for financial decisions made based on information available through the Platform.
Certain Platform features utilize artificial intelligence.
AI-generated responses, calculations, summaries, recommendations, projections, and analyses:
Users should exercise independent professional judgment before relying upon any AI-generated information.
Advisor Annuity Pro makes no warranty regarding AI accuracy.
We do not sell your personal information.
We may share information with:
All third parties are contractually required to protect your information.
Advisor Annuity Pro is a California-based business. If you are a California resident, you have rights under the California Consumer Privacy Act, as amended by the California Privacy Rights Act (CCPA/CPRA), including the right to:
We do not sell or share personal information for cross-context behavioral advertising, and we do not use or disclose sensitive personal information for purposes other than those permitted under the CCPA/CPRA.
To exercise these rights, contact us using the information provided below. We will verify your request using your account email and respond within the timeframes required by California law. You may use an authorized agent, and we will not discriminate against you for exercising your rights.
California residents may also request information under California's "Shine the Light" law (Civil Code § 1798.83).
We may use:
These technologies help improve security, maintain user sessions, analyze usage, and enhance platform functionality.
You may disable certain cookies through your browser settings; however, doing so may affect the functionality of the Platform.
We retain information only as long as reasonably necessary to:
Following account closure, certain information may be retained where required by law or for legitimate business purposes.
We implement commercially reasonable administrative, technical, and physical safeguards designed to protect your personal information.
These measures include, where appropriate:
While we strive to protect your information, no method of transmission over the Internet or electronic storage is completely secure. Accordingly, we cannot guarantee absolute security.
Our Platform may integrate with or link to third-party services, including payment processors, authentication providers, calendar services, mapping services, cloud hosting providers, analytics providers, and insurance carrier resources.
Advisor Annuity Pro is not responsible for the privacy practices or content of third-party websites or services.
Advisor Annuity Pro is intended exclusively for adults and licensed financial professionals.
The Platform is not directed toward individuals under the age of 18, and we do not knowingly collect personal information from children.
You are responsible for:
Advisor Annuity Pro is operated from the United States.
By accessing the Platform from outside the United States, you understand that your information may be transferred to and processed in the United States.
We may update this Privacy Policy periodically.
Material changes will be posted on the Platform with an updated Effective Date.
Your continued use of the Platform after changes become effective constitutes acceptance of the revised Privacy Policy.